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through Workers’
Comp and HR outsourcing
A comprehensive approach to workers’ comp, payroll, and compliance.
Combining Workers’ Comp with an HR suite
Some businesses need more than just a comp policy. They need back-office support that keeps payroll, HR, and compliance running smoothly. For those clients, a PEO (Professional Employer Organization) offers an all-in-one solution.
By bundling workers’ comp with payroll administration, tax filing, and employee benefits, PEO programs deliver both coverage and operational support under one roof.
Worksperity helps agents place PEO solutions for clients who value predictability, efficiency, and hands-off compliance.
How PEO Solutions Work
Bundled Workers’ Comp Coverage
Policies includes integrated workers’ comp coverage managed through the PEO master policy.
Payroll Administration
The PEO handles payroll processing, taxes, and deductions.
Compliance & Risk Management
Support with regulatory filings, class codes, and claims coordination.
Employee Benefits Access
Clients may access large-group benefit plans to attract and retain talent.
Cost Predictability
Flat or fixed pricing models help stabilize expenses over time.
PEO can be excellent rehab programs for clients with coverage barriers that want to eventually go back to the standard market.
Addressing Common Coverage Barriers
Claims History Issues
- Coverage solutions for clients with prior loss frequency, severity issues, or shock losses.
- Alternative markets that evaluate the full risk profile, and not just past claims data .
High Experience Modifiers
- Coverage solutions that stabilize premium costs for high e-mod clients.
- Access to programs offering alternative rating methods beyond e-mod calculations .
Multi-State Exposure
- Streamlined multi-state coverage solutions to eliminate coverage gaps and compliance issues.
- Single-policy solutions where available to simplify multi-state compliance .
Past Coverage Issues
- Support for businesses that have experienced cancellations, non-renewals, or coverage lapses .
- Access to alternative markets that welcome businesses with prior coverage gaps
Assigned Risk Pools
- Lower-cost alternatives to state-mandated assigned risk pools .
- Providing alternative markets that may offer more competitive coverage terms and pricing .
High-Risk Classifications
- Proven success in placing coverage for high-risk industries .
- Access to markets willing to insure tough class codes that standard carriers avoid .
Why Agents Choose Worksperity for PEO Solutions
Access to 90+ Specialized Markets
PEOs that serve high-risk industries and complex client profiles.
Reduced Administrative Workload
Simplifies your client’s operations and reduces time spent on back-office tasks.
Stable, Predictable Costs
Help clients avoid audits, deposits, and premium fluctuations.
Access to Benefits Packages
Health, dental, retirement, and other group options available via PEOs.
Dedicated Agent Support
Worksperity partners with you every step of the placement process.
Full-Service Coverage Built for Complex Clients
PEO solutions are ideal for businesses that need more than a policy—they need a partner. With Worksperity, agents can offer PEO options that deliver stability, simplicity, and standout client service.
